July, 2021 | Matt Ramey, Real Estate Agent - Date Archive - Part 2

July 2021

When you get a home inspection, the inspector will attempt to find as many of these defects as possible. Once you have the inspection report in hand, you can request that the seller repair the items found. They may agree, decline, or in some cases, offer you “repair credits” instead. These essentially lower the selling price, giving you more cash to do the repairs yourself once you own the home. Your job as a buyer is to figure out which issues warrant a repair request with the sellers, and which you’ll ask for cash for, handle yourself, or let slide altogether. #conceptblog

When you get a home inspection, the inspector will attempt to find as many of these defects as possible. Once you have the inspection report in hand, you can request that the seller repair the items found. They may agree, decline, or in some cases, offer you “repair credits” instead. These essentially lower the selling price, giving you more cash to do the repairs yourself once you own the...

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For instance, you belong to this group if you haven’t owned a principal residence for the last three years. You also qualify as a first-time buyer if you are a “displaced homemaker who previously owned with a spouse” or you own a mobile residence not affixed to a permanent structure, according to HUD. These would-be borrowers can get help from state programs, tax breaks, and government-insured loans. Moreover, they may be eligible for lower down payments and less stringent credit requirements. #conceptblog

For instance, you belong to this group if you haven’t owned a principal residence for the last three years. You also qualify as a first-time buyer if you are a “displaced homemaker who previously owned with a spouse” or you own a mobile residence not affixed to a permanent structure, according to HUD. These would-be borrowers can get help from state programs, tax breaks, and government-insured...

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