Even after you submitted your application, avoid getting new loans and last-minute purchases because these could hurt your DTI ratio and alert your underwriter for possible disqualification. Instead of incurring new debts, try your best to accumulate three to six months’ worth of emergency funds. Your monthly mortgage payment may be cheaper than renting an apartment, but you will solely be in charge...
It's all in the mix. 📸: @eleveninteriors #conceptblog View on...
You can do this in one of three ways: - Ask for a discounted purchase price considering the results. - Request that the seller give you credits to cover some of your closing costs. - Ask that the seller have the problems fixed before you close. The seller might accept your request, or they might reject it. If your seller rejects your request, it’s up to you to decide how to...
Silent streets. 📸: @rcgardiner #conceptblog View on...
Walk through the home and make sure the seller hasn’t left any belongings. Check your repair areas if you requested them and keep an eye out for pests. You may also want to double-check your home’s systems one final time to make sure everything is in working order. If everything looks good, it’s time for you to confidently move toward closing. #conceptblog View on...
Perfect space to enjoy the summer sun while staying cool. 📸: @unitedmarble #conceptblog View on...
Warmer days are coming. 📸: @caramooneyphoto #conceptblog View on...
A subtle nod to the outdoors. 📸: @thefreshmakerdesign #conceptblog View on...
Exceeding your homebuying budget can add unnecessary stress to your life for years to come. Keep sight of your long-term goals during the home shopping process. Remember that you want to have money every month to do other things besides pay the mortgage. You don’t want your housing payment to take up all your disposable income. Also, avoid the temptation to make a more competitive purchase offer by...
The vibrant colors of a spring transitioning to the summer. 📸: @juansurface #conceptblog View on...